What To Consider Before You Cancel Your Credit Cards

May 15, 2012

Not that long ago, I was pretty fastidious about how I had my financial accounts set up, so much so that I was bent on consolidating everything from bank accounts to mutual fund accounts to credit card accounts. Little did I know that there are consequences to being so gung-ho about organizing, simplifying and downsizing […]

Exploring Alternative Investment Diversifiers & Asset Classes

May 14, 2012

Is there more to investing than putting your money into stocks, bonds and cash? Find out some ways to spice up your portfolio with alternative investments. For most regular investors, a portfolio of index stock funds, bonds and savings accounts are sufficient to achieve some reasonable level of diversification. But those who are seeking the […]

The Household CFO: Home Financial Taskmaster

May 12, 2012

In every household, somebody’s got to handle the finances — whether it’s the Mister, the Missus, or both, running things as a team. And in our case it’s moi. We figured long ago that it’s easiest that way so that we don’t get into each other’s nerves by sharing custody of the finances, though knowledge […]

Strange Mother’s Day Gifts: What’s Your Special Gift For Mom?

May 9, 2012

How much are you willing to pay for sentiment? What do you do for Mother’s Day? As the day approaches, I receive junk mail (for flowers, jewelry, figurines(?)) and see the commercials, which strongly encourage me to do my share of giving and gifting for yet another celebratory opportunity that involves nice, sweet and sometimes […]

How To Monitor Your Credit For Free

May 7, 2012

The only person I know who isn’t interested in their credit is someone who doesn’t want to buy a house or car, doesn’t have any credit cards, and has no worries about identity theft. However, if you’re well over the age of eighteen and use a credit card, then you may have a fairly sizable […]

Is Buying In Bulk Always The Cheapest Option?

May 6, 2012

Are you frugal? If so, you’re probably conditioned to visit a shopping warehouse like Costco or Sam’s Club in order to try to save on groceries. But before you go on a money saving trip to these stores, check out some of the exceptions to the rule that supports buying in bulk. Apparently, bulk buying […]

Why Study Abroad? Get Educated In A Foreign Country

May 3, 2012

Why earn a college degree abroad? Have you considered sending your kids (or yourself) to study in a different country? Besides some relatively cheaper options for schooling, studying abroad may also offer a lot of rich and new experiences. In this article, we explore Mexico as a potential place to get an education, but the […]

How To Increase Your Chances Of Getting A Job

May 1, 2012

Find out what people are doing to increase their chances of snagging the job they want. We live in a society in which most people fear being different, fear making waves and thus fail to exhibit their unique qualities. In this jobless era, however, the few and the bold (to paraphrase a military slogan) are […]

How To Create A Solid Investment Plan

April 30, 2012

What kind of investment plan or types of investments should the average person own? For many avowed spenders, the concept of risking money and hoping that it grows for use in the future is very foreign. In fact, some people think that “investing” boils down to playing the blackjack tables in Vegas. But a lot […]

7 Ways To Handle Unexpected Expenses and Financial Emergencies

April 27, 2012

Have an emergency? Find the money from both expected and unexpected places! The other day, I had an emergency: my computer hit the dust a second time in 2 years. The first time it croaked, my hard drive crashed but most of it was recoverable. I ended up spending close to $1,500 to get my […]